INTEL EXPRESS  system has been operating in the international market since 2006 and is widely represented both in the CIS countries and Belgium, Israel, Spain, Greece, Germany, China, Switzerland, Great Britain, and more than 50 countries. Transactions via Intel express payment system are available in USD, RUB and Euro.
The funds transferred by the system can be received by the Beneficiary in any INTELL EXPRESS service point in the city, mentioned in the transfer.

Tariffs and Terms

Transfer Amount Currency   
USD, EUR, RUB
If required, the Bank can convert foreign currency in accordance with the Bank’s current exchange rate for the due day of transaction.
Receiving Amount Currency
USD, EUR, RUB
 If required, the Bank can convert foreign currency in accordance with the Bank’s current exchange rate for the due day of transaction.
Transfer Term
5 minutes
Maximum Amount of a Transfer
Maximum amount of the transfer depends on the country where the transfer should be received, according to the terms and conditions set by Intel Express
Israel: USD/EUR 10 000
China: AMD/EUR: 7 500
Bangladesh, Indonesia, Philippines: USD/EUR 2 000
Commissions
Commissions are charged from the Sender only, in AMD according to the average exchange rate defined by the CBA on the transfer due day.

Transfers from Armenia to the CIS countries, Georgia

Direction Commissions
Russia 1.0%
Moldova 1.0%
Ukraine 1.0%
Tajikistan 1.0%
Kazakhstan 1.0%
Georgia 1.0%

Other Directions

Albania 2.0%, EUR 5 Min
Argentina 1.8%
Belgium 1.8%
Bolivia 1.8%
Ecuador 1.8%
Brazil 1.5%, USD 5 Min
Honduras 1.5%, USD 5 Min
Germany 1.8%
Norway 1.8%
Guatemala 1.5%, USD 5 Min
Denmark 1.5%
Dominican Republic 1.5%, USD 5 Min
Israel 1.5%
Spain 1.8%
Italy 1.8%
Columbia 1.5%, USD 5 Min
Costa-Rica 1.5%, USD 5 Min
Mongolia 1.5%
Greece 1.5%
France 2.0%
Poland 1.8%
Great Britain 1.0%
Netherlands 1.8%
Nepal 1.5%, USD 5 Min
Sweden 1.8%
Switzerland 1.8%
Czech 1.5%
Panama 1.5%, USD 5 Min
Paraguay 1.8%
Peru 1.8%
Romania To Bank Account 1.0%, EUR/USD 2 Min 
Romania BCR 2.3%, EUR/USD 2 Min
Salvador 1.5%, USD 5 Min
Chili 1.8%
China USD/EUR 10 – 60, depends on the transferred amount
 
Venezuela 1.5%
Bangladesh
Indonesia
Philippines
USD/EUR 3 – 30, depends on the transferred amount
 
Required Data on the Sender
  • Identity document 1
  • Application form on Transfer set by the system
  • The country and the city where the funds will be transferred to.
  • The amount and charges
  • Sender's phone number
  • The Beneficiary’s name, surname, patronymic name, if mentioned in the passport
The Bank is obliged to provide the Customer with the corresponding receipt for the transfer conducted
 
Changes to the Transfer Requisites
  • Identity document1
  • Transfer verification code
  • The Sender’s name, surname
  • The amount and currency of the transfer
  • Appication (defined by the system) on recieving transfer
Changes to the Transfer Requisites
Changes are made on the due day of the application submission, without additional charges, upon the Sender’s application and provision of ID at the servicing point where the money transfer transaction has been carried out.
Changes are made in accordance with the procedure of the transfer system.
Only unpaid transfers are subject to changes
Transfer Cancellation
Transfer can be cancelled on the due day of the application submission, without additional charges, on the same day of the transfer upon the Sender’s application on transfer cancellation and provision of ID. When cancelled, the transfer amount and commissions are returned by the Bank to the Sender.
Only unpaid transfers are subject to cancellation.
 
Transfer Return
Transfer can be returned by whole without additional charges, upon the Sender’s application on transfer cancellation and provision of ID.  
The funds are returned within one banking day.  
Commission charged for the transfer is not returned.
Only unpaid transfers can be returned.

 
Transfer Validity
According to terms defined by the system

1 list of identity documents is defined by the RA Government Decision N 767 of Dec.22, 1999
 

Transfers are served to natural persons for non-commercial purposes in any branch of Artsakhbank.

For more details on UNISTREAM system, including service centers locations, commissions, please visit www.intelexpress.ge

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